Built on preparation, teamworkand service with integrity.
Spartan Lending, LLC is a Tempe-based mortgage broker helping borrowers navigate home purchases and refinances with access to multiple loan programs and a team committed to clear communication.
Strength is more than a name.
Choice. Clarity. Team.
Choice
As a broker, we can explore programs from multiple lending sources rather than limiting every borrower to one institution's menu. A file declined at one lender can be a placement at another.
Clarity
We explain options, requirements and next steps in language designed to help you make a more informed choice — including the times when the answer is to wait.
Team
Our loan officers are supported by people and processes built to keep communication moving throughout the mortgage journey, from first conversation to closing table.
What a broker does that a bank cannot.
The difference is not marketing. It is structural — and it shows up in which files can actually close.
One shelf. One rulebook.
- Products limited to what that one institution offers
- Pricing set by a single rate sheet
- A decline usually ends the conversation
- Self-employed and investor borrowers often turned away
- Your loan officer is an employee with a quota
Many lenders. One advocate.
- Access to dozens of wholesale lenders and 70+ programs
- Competing rate sheets on the same file
- A decline at one lender can be a placement at another
- Bank statement, DSCR, 1099 and ITIN programs available
- Your loan officer represents you, not a shareholder
Meet the people behind Spartan.
Experienced mortgage professionals working together to give borrowers more options, clearer guidance and direct support from application through closing.
Where we are licensed to lend.
Company
Spartan Lending, LLC · NMLS #2461054. Verify our license and individual loan officer licenses on NMLS Consumer Access.
Licensed States
Arizona, California, Colorado, Florida, Idaho, Michigan, Minnesota, Ohio, Oregon, Tennessee, Texas and Washington. We continue to add states.
Equal Housing Opportunity
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
Loan Officer Licensing
Every Spartan loan officer is individually licensed and carries their own NMLS identification number, listed on their profile.
There is room in the line.
A Spartan phalanx only worked because every shield covered the person beside it. If you are a licensed originator looking for broker pricing and a team that answers the phone, we should talk.
Join Our Team
Broker pricing across dozens of wholesale lenders, a thirty-person bench and marketing built to feed your pipeline. All inquiries are strictly confidential.
Start a Confidential ConversationStart Your Loan
Purchase, refinance, cash-out, renovation and alternative-income programs. One application, shopped across many lenders.
Talk to a Loan OfficerLet's talk about your goals.
Find a clear path for your next move — whether that is a home, a refinance or a new place to build your business.