Brand Imagery

The Spartan figure — carried over from the social kit

Same low-key armour treatment used on the Facebook, LinkedIn and YouTube covers, so the site and the profiles read as one system.

Mortgage Broker · Tempe & Phoenix · 12 States

Strength inLending.

A 30-officer broker team with access to dozens of wholesale lenders — so your loan gets shopped, not slotted. Clear answers, real people, and a process built to close.

Get Pre-Approved I'm a Loan Officer

spartanlending@spartanlendingteam.com NMLS ID #2461054

30+

Loan Officers

States Licensed

4.8★

61 Google Reviews

5.0★

138 Zillow Reviews

Two Audiences · One Standard

Choose your path.

For Borrowers

Buying orrefinancing.

We're a broker, not a bank. Your file goes out to many lenders and comes back with options — instead of one shelf of products.

Purchase, refinance, cash-out and renovation
FHA · VA · USDA · Jumbo · Conventional
Self-employed and investor programs

Get Pre-Approved

For Loan Officers

Done beinga number?

Broker pricing, a 30-person bench, and a marketing engine that actually feeds your pipeline. Built for originators who want to keep more and fight less.

Wholesale pricing across dozens of lenders
Real support — not a ticket queue
Video, ads and lead infrastructure included

Start a Confidential Conversation

● All inquiries are strictly confidential

Meet the Team

Twenty-nine shields.
One formation.

Every strong formation is built on the people standing beside you. Meet the Spartan Lending team and select a shield to connect with a Loan Officer.

Select a shield to meet the team ↓

29 Team Members Your Position

Claim the Open Position

Loan Programs

Seventy programs. Eight doors in.

Most lender sites list six loan types because they only offer six. Spartan's shelf runs past seventy — including the alternative-income and investor programs other shops turn away.

Conventional

Purchase, rate & term, cash-out, HomeReady, Home Possible, renovation.

FHA

Purchase, refinance, cash-out and Streamline for lower-down-payment buyers.

VA

Purchase, IRRRL, cash-out, renovation and construction-to-permanent.

USDA & Rural

Guaranteed purchase and refinance for eligible rural and suburban homes.

Non-QM & Self-Employed

Bank statement, 1099, P&L only, asset depletion, WVOE, ITIN, foreign national.

Investor & Bridge

DSCR, rental portfolio, fix & flip, hard money, blanket and bridge financing.

Jumbo

Purchase, refinance, high-LTV, bank statement jumbo and asset-based jumbo.

Equity & Specialty

HELOC, second mortgages, piggyback, reverse, Section 184, manufactured.

Behind the Formation

The People Behind Spartan Lending.

Address

Tempe

1343 E University Dr, Tempe, AZ

Phoenix

10265 W Camelback Rd, Suite 100, Phoenix, AZ 85037

Phone

(602) 786-9499

Call to talk with a loan officer about your next move.

spartanlendingteam@spartanlendingteam.com

Reach our team directly with questions about your mortgage.

The Process

Four steps. No guesswork.

Step 01

Tell Us the Goal

The property, the timeline and what matters most to you.

Step 02

Apply Securely

A secure online application, with a real loan officer on the other end.

Step 03

We Shop It Out

Your file goes to multiple wholesale lenders. You see the options side by side.

Step 04

Close With Confidence

We stay ahead of every deadline until the keys are in hand.

Get Started

Your Next Step Starts with a Conversation.

Whether you are ready to apply or still comparing possibilities, our team can help you understand what comes next.

Join the Team I'm a Loan Officer

Verified Reviews

4.8

★★★★★

61 Google Reviews

Leave a Google Review

Lynn H

2 months ago

As a Broker Associate, I accepted a prequalification from this lender in good faith and expected them to perform and communicate throughout the transaction. Unfortunately, that has not been my experience. We did not close on time, and as of today—the scheduled close of escrow—I still have no clear answer as to when this transaction will actually close. Communication has been extremely poor, which creates unnecessary stress not only for the agents involved, but more importantly for the buyers and sellers who are relying on the lender to get them to the finish line. Buying a home is stressful enough. If you're comfortable having your belongings packed in a U-Haul while wondering whether your loan is actually going to close, then this may not concern you. But if you want a lender who communicates, meets deadlines, keeps all parties informed, and works proactively to make the closing process as stress-free as possible, my experience with this company would make it very difficult for me to recommend them. In real estate, communication and meeting contractual deadlines matter. When problems arise—and they sometimes do—a simple phone call or email explaining what is happening and providing a realistic timeline can make all the difference.

kris bay

3 months ago

Kalvin Bay and his team here at Spartan lending did a wonderful job for me during my first time home buying experience. Made it so I got money back(earnest money) better interest rate and just all around explained things better for me through the whole process! I couldn’t have asked for a better team and experience

Lory Dinero

7 months ago

Greg Wentzel with Spartan Lending offers a professional, seamless and quick closing process from beginning to end. We have trusted Greg’s expertise to service our purchase and refinancing loans for over 10 years, as he is the best. Highly recommended!

Ryan

9 months ago

Listen - I get it, you’re a business trying to find more business. So, you took a page out of the Glengarry Glen Ross playbook and somehow ended up with, what you felt, were the gold lead's…the problem is your messaging. The problem would also be the first images that pop up when you search your NMLS ID. The problem is your marketing and what you’re trying to do to connect. It’s clear that the mass reviews from “4 months ago” were paid…why not at least spread it out? Ya’ll are in such a hurry for the short game that you’ve forgotten the long game. Th problem is you don’t have someone working on the analytics - you’re shooting buck shot wasting time when you need to ge dialed in and show you care. So, I get it - this is also a one way concept…I’m gonna post this, you’ll post something either funny, professional, tacky, or tactfully pieced together…and it’ll be done by AI, not a person. Do us all a favor - please stop with the unwanted mailings and wasting postal workers time, wasting third party printing services…and just in case you do, maybe, JUST MAYBE, stop being soooo generic. Also, please stop with the phone calls - I’ve asked multiple times for you to lose my information. I get it…you think harassment is fun, you think it’s cool, you don’t accept “the no” and Jordan Belfort is your kindred spirit…go back to the training table, stop listening to whomever is failing at leading you, and stick to your must wins where you can relate, not trying to flip something so geographically dispersed. The off chance you actually read this and take it to heart - feel free to call me…we can chat…I know you’ve got my digits🤘

Jose Angel Tollens

12 months ago

These guys are sending letters to everyone trying to look official and it’s misleading. Then you read the fine print which should be large print.

Vivianna Rouget

1 year ago

Armand is hands down the best loan officer I’ve ever worked with. He’s professional, patient, and truly goes above and beyond to make the process smooth and stress-free. He explains everything clearly, answers every question with care, and makes you feel like a top priority. If you want someone knowledgeable, trustworthy, and genuinely dedicated to helping you succeed, Armand is your guy! #GOAT

Giovanna Bartolone

1 year ago

Armand was outstanding to work with! He made the entire loan process smooth, efficient, and stress-free. His professionalism, clear communication, and attention to detail were exceptional. He truly went above and beyond to make sure I was comfortable and confident in my decisions. I highly recommend him to anyone needing assistance in the home buying process!

Isaiah Slucher

3 years ago

Spartan Lending is a fantastic brokerage and I am excited to consider these individuals as friends and family. I could not feel more supported and grateful to a group of people like them. Derek Evans is extremely knowledgeable and keeps me update on the latest updates in the market and will be my lender in ever transaction going forward. Thanks Derek! Ps. I even got a cool hat!

For Licensed Loan Originators

The broker shop built for Loan Officers who aredone being a number.

If you're losing deals on pricing, waiting on underwriting, or building someone else's brand — let's have a conversation nobody else needs to know about.

Start a Confidential Conversation joinspartan@spartanlendingteam.com

Strength inLending.

Choose your path.

Buying orrefinancing.

Done beinga number?

Twenty-nine shields.One formation.

Seventy programs. Eight doors in.

Conventional

FHA

VA

USDA & Rural

Non-QM & Self-Employed

Investor & Bridge

Jumbo

Equity & Specialty

The People Behind Spartan Lending.

Four steps. No guesswork.

Tell Us the Goal

Apply Securely

We Shop It Out

Close With Confidence

Your Next Step Starts with a Conversation.

The broker shop built for Loan Officers who aredone being a number.

Twenty-nine shields.
One formation.